Extra liability protection when your home and auto policies aren't enough
Request Quote NowA personal umbrella policy provides an extra layer of liability protection above and beyond the limits of your home and auto insurance policies. It kicks in when your underlying policy limits are exhausted, protecting your assets and future earnings from major claims and lawsuits.
Policies typically start at $1 million in additional liability coverage
Covers liability from multiple sources including home, auto, and more
Surprisingly affordable way to protect your assets and future
Additional protection if someone is seriously injured on your property or in an accident you cause, beyond your home or auto policy limits.
Extra coverage if you accidentally damage someone else's property and the costs exceed your underlying policy limits.
Protection against claims of libel, slander, defamation, false arrest, and invasion of privacy.
Coverage for attorney fees and court costs if you're sued, even if the lawsuit is groundless.
You should consider an umbrella policy if you:
You're found liable for damages that exceed the limits of your home or auto policy.
Your home or auto insurance pays up to its maximum limit.
Your umbrella policy covers the remaining costs, up to your umbrella policy limit.
Personal umbrella policies are typically available in increments of $1 million:
Get a quote today and discover how affordable extra protection can be.