Alliance Core Insurance Services

Hotel & Motel Insurance

Comprehensive coverage designed specifically for the hospitality industry

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Protect Your Hospitality Business

Hotels and motels face unique risks from guest injuries, property damage, liquor liability, and more. Our specialized insurance policies provide comprehensive protection tailored to the hospitality industry.

Property Coverage

Protection for your building, furnishings, equipment, and guest property against fire, theft, vandalism, and natural disasters.

General Liability

Coverage for guest injuries, slip and falls, and other accidents that occur on your property.

Business Interruption

Income replacement if your hotel must close temporarily due to a covered loss, including lost revenue and ongoing expenses.

Liquor Liability

Essential coverage if you serve alcohol, protecting against claims from over-serving or serving minors.

Workers Compensation

Covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job, from housekeeping to front desk staff.

Cyber Liability

Protection against data breaches, ransomware attacks, and theft of guest credit card information and personal data.

EPLI (Employment Practices Liability)

Coverage for claims of wrongful termination, discrimination, harassment, and other employment-related lawsuits from current or former employees.

Commercial Umbrella

Extra liability protection that kicks in when your primary policy limits are exhausted, providing an additional layer of financial security.

Equipment Breakdown

Coverage for sudden and accidental breakdown of HVAC systems, boilers, elevators, refrigeration units, and other essential equipment.

Commercial Auto

Insurance for shuttle buses, courtesy vehicles, and other company-owned vehicles used for guest transportation and business operations.

Specialized Coverage Options

  • Guest Property Protection: Coverage for damage to guests' personal belongings
  • Swimming Pool Liability: Protection against pool-related injuries and accidents
  • Equipment Breakdown: Coverage for HVAC, electrical, and mechanical equipment failures
  • Employment Practices Liability: Protection against wrongful termination and discrimination claims
  • Cyber Liability: Coverage for data breaches and payment card fraud
  • Food Service Liability: Protection if you offer restaurant or catering services
  • Employee Dishonesty: Coverage for theft by employees

Common Risks for Hotels & Motels

Guest Injuries: Slip and falls, swimming pool accidents, and other on-premise injuries

Property Damage: Fire, water damage, vandalism, and natural disasters

Theft: Guest property theft or employee dishonesty

Data Breaches: Credit card information and personal data security

Reputation Risk: Negative reviews and social media exposure following incidents

Why Choose Our Hotel Insurance?

Industry-specific expertise and understanding
Customizable coverage for properties of all sizes
24/7 claims support
Risk management resources and training
Competitive rates for quality coverage
Bundle discounts available

Get a Quote for Your Hotel or Motel

Protect your hospitality business with comprehensive, tailored insurance coverage.