Alliance Core Insurance Services

Gas Station Insurance

Specialized coverage for gas stations, convenience stores, and fuel service operations

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Complete Protection for Fuel Service Businesses

Gas stations and convenience stores face unique risks including fuel contamination, environmental liability, and 24/7 operations exposure. Our comprehensive insurance packages are specifically designed for the petroleum retail industry.

Property Coverage

Protection for buildings, fuel pumps, canopies, convenience store inventory, and equipment against fire, vandalism, and other perils.

Environmental Liability

Critical coverage for fuel spills, underground tank leaks, soil contamination, and cleanup costs.

General Liability

Coverage for customer injuries, slip and falls, and third-party property damage on your premises.

Business Interruption

Income replacement if your station must close due to a covered loss, including ongoing expenses and lost revenue.

Essential Specialized Coverages

  • ✓Underground Storage Tank (UST) Coverage: Protection for tank leaks and environmental cleanup
  • ✓Garage Keepers Liability: Coverage for customer vehicles while on your property
  • ✓Product Liability: Protection if contaminated fuel damages customer vehicles
  • ✓Crime Coverage: Protection against employee theft, robbery, and fraud
  • ✓Equipment Breakdown: Coverage for pumps, tanks, and mechanical equipment failures
  • ✓Cyber Liability: Protection for payment card breaches and data theft
  • ✓Workers' Compensation: Required coverage for employee injuries
  • ✓Employment Practices Liability: Protection against wrongful termination claims

Common Gas Station Risks

Fuel Spills & Leaks: Environmental contamination requiring costly cleanup

Fire & Explosion: High risk due to flammable fuel storage and dispensing

Customer Injuries: Slip and falls, pump-related injuries, and vehicle accidents

Theft & Robbery: Cash theft, drive-offs, and burglary

Product Liability: Claims from contaminated or mislabeled fuel

Regulatory Compliance: EPA and state environmental regulations

Operations We Cover

●Fuel dispensing operations
●Convenience store retail
●Car wash services
●Quick service food
●Automotive repair services
●Oil change services
●Propane sales
●ATM services

Environmental Compliance Support

We understand the complex environmental regulations gas stations must navigate:

✓EPA UST regulations
✓State environmental requirements
✓Tank testing and monitoring
✓Spill prevention plans

Industry Specialization

Deep expertise in petroleum retail and environmental liability coverage.

Comprehensive Packages

All-in-one policies that address your unique operational risks.

Claims Expertise

Experienced handling of environmental and fuel-related claims.

Competitive Pricing

Affordable rates with options to bundle multiple coverages.

Protect Your Gas Station Business

Get specialized insurance coverage designed for fuel service operations.

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